TRUST insurance :
TRUST Algeria is a joint-stock
company created in 1997 under Ordinance 95 - 07 of January 25, 1995 which
established the opening of the Algerian insurance market to private investment.
It began its activity on February
28, 1998 as the 1st PRIVATE ALGERIAN COMPANY, following its approval on
November 18, 1997 and practices all insurance and reinsurance operations.
Today, TRUST ASSURANCES ALGERIA has
a shareholder base made up 100% of foreign investors, following the buybacks of
the shares of CAAR and CCR in 2007. It is broken down as follows:
• TRUST INTERNATIONAL (77.5%)
• QATAR GENERAL INSURANCE (22.5%)
At the end of 2017, TRUST
ASSURANCES closed its balance sheet with considerable assets exceeding 8
billion DA. The group's assets amounted to more than $ 5 billion at the end of
2016.
TRUST IN THE WORLD
Our company is part of the Nest
investments Group which has several companies in different fields such as:
• Reinsurance
• Direct insurance
• Brokerage
• Financial services
• Real estate
• And tourism
The Group is present through its
subsidiaries in about thirty countries in Europe, the USA, the Middle East and
Africa.
The Group's assets are valued at
4.5 billion USD and its net assets are 2.5 billion USD. As part of its
insurance activities, the Group has (8) eight direct insurance companies, one
(1) reinsurance company and a brokerage company with Lloyds in London.
The group benefits from expertise
and know-how in insurance which has positively contributed to the development
of the TRUST group in recent years.
1-INDIVIDUALS
1-1 -WHY INSURE YOUR CAR?
Auto insurance is compulsory for
every owner of a vehicle, this will protect him in the event of damage caused
to third parties, but are you thinking of the damage that can be caused to his
car?
TRUST offers you its flexible and
modular formulas which give you more security and serenity to you and your
passengers.
1-2-INSURING MY HOME
1-2-1-Home Insurance
A home is for most of us the most
precious asset that needs to be protected at all costs, but it is often
overlooked that real risks can ruin our homes and reduce our dearest asset to
dust.
TRUST has put together a product
that gives you security and peace of mind, protection that can come in handy in
difficult and painful times such as fire, theft or even water damage.
1-2-2-Natural Disasters Insurance
A natural disaster is always a
difficult and painful ordeal, if accompanied by the loss of one's home, the
situation becomes even more complicated.
Following the Bab Eloued floods in
2001 and the Boumerdes earthquake in 2003, the Algerian state introduced the
obligation for all owners of real estate to take out insurance against natural
disasters.
The TRUST offers you a contract
that meets your needs and guarantees you compensation in the event of:
• Earthquake
• Storm and strong winds
• Ground movement
• Floods and mudslides.
Thus allowing you to rebuild your
property and rebuild your life and that of your family.
1-3-MY HOBBIES
The acquisition of a pleasure boat
is often a project and a childhood dream, those who manage to achieve it do not
necessarily think about its protection.
A boat is exposed to the vagaries
of the weather and climatic risks which can cause it irreparable damage.
With TRUST you will have the
possibility of sheltering your property by ensuring it the best protection, in
the event of material damage caused by any event.
2-PROFESSIONALS
You practice a liberal profession
and work on your own account and in the practice of your profession you are
exposed to risks which can cost you dearly and jeopardize your investment.
2-1-MY CARS
Having only one vehicle or several,
sometimes managing a fleet is difficult. A moment of inattention may engage
your liability and cause you significant property damage.
For this, TRUST provides you with
tailor-made cover for your vehicle fleet and guarantees you personalized
follow-up and renewal for each of your vehicles.
2-2-MY PROFESSIONAL PROPERTY
All goods, movable or immovable, of
which the Insured has custody and consequently has over these goods a power of
use, direction and control, represent his assets, the protection of which is a
necessity.
TRUST offers tailor-made products
to cover your belongings in the event of fire, broken glass, water damage,
theft and more.
2-3-MY PROFESSIONAL CIVIL LIABILITY
A professional may have his civil
liability incurred as a result of the exercise of his activity. Indirect
bodily, material and pecuniary damage may be caused to third parties following
an accident.
TRUST provides you with an insurance
contract that protects you and allows you to conduct your business in peace.
3-COMPANIES
3-1-MY FLEET
Having a fleet of vehicles can
sometimes be cumbersome and restrictive. A car without insurance engages the
direct responsibility of the entrepreneur. Damage to vehicles can significantly
increase the costs incurred and directly impact business results.
TRUST Insurance offers you
tailor-made, flexible and adaptable solutions according to your needs and
guarantees you personalized follow-up and renewal for your entire vehicle
fleet.
3-2-MY ACTIVITY AND HERITAGE
The activity of a company is its
raison d'être and its assets are also its assets which constitute it and which
allow it to develop its activity, its turnover and protect it against the
vagaries that may be detrimental to it. .
TRUST provides its customers with a
wide range of products which enable it to develop its business, its turnover
and protect it against the vagaries that may be detrimental to it.
• Fire and explosion
• Water
damage
• Natural
disasters
• Broken
glass
• Machine breakdown
•Operating loss
• All IT risks
• Theft of goods.
3-3-MY CIVIL LIABILITY
The civil liability of the head of
the company is directly engaged due to indirect bodily injury, material and
pecuniary damage caused to third parties following an accident.
Whenever this civil liability is
sought, directly or indirectly, for any reason whatsoever, as a result of the
declared activity, the company finds itself involved in significant costs which
directly impact the results of the company.
Good policy in risk management
suggests that the company transfers this type of risk to an insurer.
TRUST has extensive and adequate coverage that allows the company to
focus on its business without worrying about the impact of its civil liability
on its bottom line.
3-4-MY MACHINES AND SITES
For any entrepreneur operating in
the construction sector, the acquisition of a project requires a large and
often expensive fleet of machinery. Their protection is no longer a luxury.
Monitoring a site requires
significant logistics and involves major risks until its delivery.
TRUST has proven expertise through
a set of covers in place, which insures you against damage that could be caused
by the completion of a work or a site.
• All assembly risks
• All site risks
• All construction machinery risks.
3-5-MY TRANSPORT
For any transport of goods by sea,
land, air or rail, a company needs to secure not only its transport vehicles
but also the goods transported.
The risks are multiple and can be
very expensive and cause the loss of the business.
With its expertise and its
financial capacities, TRUST guarantees you the best coverage in terms of:
• Sea, land, rail and air
transport.
• Body of ship and plane.
life insurance (AMANA ASSURANCES)
In order
to offer its customers products that meet the needs of protection, assistance
and provident insurance, TRUST ASSURANCES has signed a distribution agreement
with AMANA ASSURANCES, which specializes in personal insurance products.
The products
marketed throughout the TRUST ASSURANCES network are:
• Travel
Assistance
• HADJ &
OMRA Assistance
• The Accident
of Life Guarantee
• School
Insurance
• Credit Refund
Insurance
• Provident and
Collective Health Insurance.
